Rep. Zack Stephenson (SD36A) Update: March 19, 2021

Rep. Stephenson Banner


Dear Neighbors,

I hope this email finds you well on this last official day of winter. Committee deadlines are upon us at the legislature, which help legislators narrow the focus on which priority bills will continue to move forward.

The pace hasn’t slowed, and our work continues. Read more news from the Capitol below:


Vaccine Update

This week, Minnesota surpassed 2 million vaccines. Overall, the pace of vaccine distribution continues to increase. While it took more than two months for the state to administer the first million doses, it took less than one month to administer the second million doses. If you haven’t done so yet, please sign up for the COVID-19 Vaccine Connector to be connected with vaccine opportunities when you are eligible. In some cases, your employer will have more information on vaccine availability, and it’s a good idea to be in touch with your health care provider too.

Continue reading “Rep. Zack Stephenson (SD36A) Update: March 19, 2021”

Rep. Zack Stephenson (HD36A) Update: March 12, 2021

Rep. Stephenson Banner


Dear Neighbors,

Thanks in large part to the new Johnson & Johnson vaccine, we’re ahead of schedule in our vaccination timeline, allowing more Minnesotans to become eligible to get their shot this week. 

Who's Eligible for Vaccine Now
Continue reading “Rep. Zack Stephenson (HD36A) Update: March 12, 2021”

Rep. Zack Stephenson (HD36A) Update: March 5, 2021

Rep. Stephenson Banner


Dear Neighbors,

I hope you had a nice week.

Our state received more positive news on the COVID-19 vaccine front this week with the arrival of 45,200 doses of the Johnson & Johnson single-dose vaccine. I’m grateful we’re seeing this significant development and it makes me hopeful we’re approaching the end of the pandemic. If you haven’t done so yet, I encourage you to sign up for Minnesota’s Vaccine Connector, which will notify you when you’re eligible and connect you with vaccination opportunities.

The pace of vaccination continues to speed up. Minnesota now ranks third in the nation for vaccination! In addition, 58% of Minnesotans over the age of 65 have received at least their first dose. I am pleased with this progress, but will continue to push for fast action.

Continue reading “Rep. Zack Stephenson (HD36A) Update: March 5, 2021”

Rep. Zack Stephenson (HD36A) Update: February 26, 2021

Dear Neighbors,

I hope this finds you well and enjoying the milder temperatures.

Twice each year, near the end of November and February, Minnesota Management & Budget (MMB) produces an economic budget ‘forecast’ for current and future bienniums. The announcement today shows there is no longer an anticipated shortfall; the projected positive balance is due to higher revenue forecast, lower state spending, and an increased balance for the current fiscal year.

It’s important to note that this is a projection; Minnesota’s forecast does not take into consideration future rates of inflation. Now more than ever, it’s going to be important we make sure we’re protecting prudent investments that put us on a strong road to recovery post-pandemic. I’ll have this in mind as we work on a bipartisan level to balance our state’s budget.

Continue reading “Rep. Zack Stephenson (HD36A) Update: February 26, 2021”

House Commerce Committee Discusses Price Gouging Legislation

House DFL logo

SAINT PAUL, MINNESOTA – Today, the House Commerce Committee discussed a consumer protection measure that would prohibit price gouging of essential goods and services during a national or local emergency. The legislation, authored by House Commerce Finance and Policy Committee Chair Zack Stephenson (DFL- Coon Rapids), would protect Minnesotans from exorbitant pricing of basic necessities, and enact a civil penalty of up to $1,000 per transaction on bad actors engaging in price gouging. 

“A catastrophe or natural disaster isn’t the time for profiteering,” said Rep. Stephenson.  “Minnesotans deserve to be protected from people who would try to turn our darkest hours in to opportunities to enrich themselves. While most businesses in Minnesota would never engage in this despicable behavior, those that would, should be held accountable.”

The bill received testimony of support from Minnesota Attorney General Keith Ellison and the Minnesota Retailers Association.

“Protecting Minnesota consumers from being taken advantage of by predatory pricing practices in the middle of public health crises, weather disasters, and other emergencies is fundamental to helping all Minnesotans afford their lives and live with dignity and respect,” said Minnesota Attorney General Keith Ellison. “We should be proactive and ensure we have protections in place for Minnesotans before the next natural disaster or public health emergency strikes and leaves consumers at the mercy of price gouging.”

More information, including supporting materials, is available on the committee’s webpage. Video recording of today’s hearing will be made available on the House Public Information YouTube channel.

Minnesota lawmakers propose ‘bill of rights’ for student borrowers, licensing requirement for loan providers

Legislation would give commerce commissioner oversight authority. 

Seeking to address a student debt crisis totaling nearly $2 trillion nationally, a bipartisan pair of Minnesota lawmakers want to enshrine protections for borrowers into state law.

Rep. Zack Stephenson, DFL-Coon Rapids, and Sen. Zach Duckworth, R-Lakeville, unveiled a “Student Borrowers Bill of Rights” on Monday that would require student loan servicers operating in Minnesota to be licensed through the Department of Commerce. The measure would give the commerce commissioner power to suspend or revoke the licenses of servicers that mislead borrowers or misrepresent payments.

“There’s a confusing labyrinth of repayment plans, forbearance options, refinancing opportunities,” Stephenson said. “If a borrower makes even the slightest misstep, they can watch their debt balloon out of control and see themselves suddenly become ineligible for forgiveness programs that they may have planned their entire education around.” Continue reading.

Minnesota Lawmakers Announce Bipartisan Student Borrowers Bill of Rights Legislation

House DFL logo

SAINT PAUL, MINNESOTA – Today, a pair of bipartisan legislators announced efforts to provide important new protections for Minnesotans struggling with student debt. The Student Borrowers Bill of Rights legislation, authored by Rep. Zack Stephenson (DFL-Coon Rapids) and Sen. Zach Duckworth (R-Lakeville), would require licensure of student loan servicers, and establishes a variety of financial guardrails student loan servicers must follow to enhance consumer protections for student loan borrowers.

“Minnesota law is stunningly inadequate at protecting student borrowers from even the most basic bad behavior by the private companies that service their debt,” said Rep. Stephenson. “Our state’s students deserve transparency and less red tape, and our bill is designed to help ensure they aren’t misled or maltreated by student loan servicers.” 

“Protecting young people from predatory lending and ensuring they have accurate information about their financing options is critical to their financial wellbeing and ability to fund their education,” said Senator Duckworth. “Folks shouldn’t be taken advantage of and their best interest should be at the forefront of any advice or guidance they receive related to student loans. Accepting a loan is serious and so is the commitment to repay it – equally serious is the commitment to ensuring the terms and servicing of that loan are fair and conducted in good faith.”

According to the Federal Reserve, the total amount of student loan debt has surpassed credit card debt to become the second largest class of debt in the U.S., with students owing a stunning $1.7 trillion dollars nationally. Sarah Rother, a media specialist and social studies teacher at a Chaska middle school, shared personal testimony regarding the ongoing financial challenges her student loan debt continues to present for her family.

“I don’t want my daughter to associate financial stress and worry with a college degree,” said Ms. Rother. “Children should see education as a gateway to their future, not as shackles of insurmountable debt.”

Destiny Belmont, a school psychologist with the Benton-Stearns School District, also shared her experience with her student loan servicer changing her required payments multiple times over the course of ten years.

“Loan servicers are taking advantage of Minnesotans, many who like myself are going into education, health care and other public services,” said Ms. Belmont. “It’s time to regulate student loan servicers and represent the interest of borrowers, not corporations.”

The Student Borrowers Bill of Rights legislation will be introduced during today’s House floor session. The measure has been scheduled for a hearing tomorrow, February 23, in theHouse Higher Education Finance and Policy Committee at 3:00 p.m. The hearing will be livestreamed on House Public Information’s HTV1.

Rep. Zack Stephenson (HD36A) Update: February 19, 2021


Dear Neighbors,

I hope you had a nice week. With the cold snap lifting, I hope you have a chance to enjoy some milder temps this weekend.

Here’s an update from the Capitol:


New COVID-19 Caonnector 

A new tool is available to help Minnesotans find out when, where, and how to get their COVID-19 vaccine. The COVID-19 Vaccine Connector will let you know when you’re eligible to receive a vaccine, connect you to resources to schedule a vaccine appointment, and notify you if there are vaccine opportunities in your area. Signing up for the Vaccine Connector is free and easy, and you don’t need insurance or identification. You can sign up and learn more here. People unable to sign up online can have family or friends help them sign up online, or call 833-431-2053 for assistance signing up over the phone.

Continue reading “Rep. Zack Stephenson (HD36A) Update: February 19, 2021”

Rep. Zack Stephenson (HD36A) Update: February 12, 2012


Dear Neighbors,

As of today, 617,896 Minnesotans have received their first dose of the COVID-19 vaccine, with 189,902 completing the series.

The Minnesota Department of Health indicated that Minnesota received almost 84,000 doses of the vaccine from the federal government this week. These will be divided up between our health care systems (39,800 doses), the Community Vaccination Program (7,000 doses), education and child care workers (10,000 doses), pharmacy partners (4,200 doses), local public health to finish Phase 1a (nearly 15,000 doses), tribal nations (3,000 doses), and the Department of Human Services for group homes (5,000 doses). More information is available on the COVID-19 Vaccine Dashboard.

Continue reading “Rep. Zack Stephenson (HD36A) Update: February 12, 2012”

Rep. Zack Stephenson (HD36A) Update: February 5, 2021

Dear Neighbors,

Another week is nearly behind us. Our work continues at the Minnesota House and we’ve been focusing on delivering support to families, workers, and businessesacross the state.

Here’s a glimpse at some of the legislation and proposals moving through the Legislature:


Small Business Tax Support

A week ago, we passed a bipartisan bill that holds 2021 Unemployment Insurance experience ratings constant. Without this legislation, small businesses would face massive increases in their Unemployment Insurance taxes due to the significant number of layoffs that occurred during the pandemic. Governor Walz signed the bill into law on Friday. Although there’s more work for the legislature to do to help our small businesses, I’m glad we took this necessary and significant step forward to ensure our businesses are held harmless as they prepare for the 2021 tax season.

Continue reading “Rep. Zack Stephenson (HD36A) Update: February 5, 2021”