Graham-Cassidy ACA Repeal Bill Would Cause Huge Premium Increases for People with Pre-Existing Conditions

The following article by Sam Berger and Emily Gee was posted on the Center for American Progress website September 18, 2017:

From left, Sen. Bill Cassidy (R-LA). Sen. Dean Heller (R-NV), Sen. Ron Johnson (R-WI), Sen. Lindsey Graham (R-SC), and former Sen. Rick Santorum (R-PA) hold a press conference on Capitol Hill in Washington, September 13, 2017, to unveil legislation to reform health care. (AP Photo/Andrew Harnik)

With only two weeks left to move forward with a partisan health care repeal bill, some Senate Republicans are trying one last time to rip coverage from millions of Americans. Their latest effort, introduced by Sens. Lindsey Graham (R-SC) and Bill Cassidy (R-LA), would make devastating cuts to Medicaid and cut and eventually eliminate funding that helps people in the individual insurance market afford coverage, leading to at least 32 million fewer people having coverage after 2026.

Those who did not lose coverage would see their premiums increase significantly. In the first year, premiums would increase by 20 percent. But the increases would be even greater for people with pre-existing conditions because the bill would let insurers in the individual market charge a premium markup based on health status and history, which could increase their premiums by tens of thousands of dollars.

Huge premium markups for pre-existing conditions

As with a previous Affordable Care Act (ACA) repeal bill in the House, the American Health Care Act (AHCA), Graham-Cassidy would allow states to eliminate protections for people with pre-existing conditions. And just as with that previous proposal, this would increase premiums for people with certain health conditions by tens of thousands of dollars. Continue reading “Graham-Cassidy ACA Repeal Bill Would Cause Huge Premium Increases for People with Pre-Existing Conditions”